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Loan Modifications

Loans can be modified in many ways. The interest rate may be lowered in order to reduce your monthly payments. Also, the duration of the loan may be extended to reduce monthly payments. Sometimes, the principal amount of the loan itself may be reduced.

At the law firm of Michael Jay Wrubel, we know how to protect your rights. Read more...

Stop Foreclosure Through Litigation

You've heard of other techniques, such as loan modifications, short sales and bankruptcy. There is a time and place for those techniques. However, we believe that the first method of foreclosure defense that a client must consider is litigation.

We believe foreclosure litigation is the most important component of a strong foreclosure defense, because that is where our clients gain real leverage for a loan modification with significant financial benefits. Read more...

Michael Jay Wrubel, P.A.

Phone: 954-434-5353
Fax: 954-981-2987
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Davie, Florida - Main Office:
4801 South University Drive
Suite 251
Davie, Florida 33328
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Fort Lauderdale Office:
916 S. Andrews Avenue
Fort Lauderdale, Florida 33316
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Hollywood, Florida
Available for Conference
3999 Sheridan Street, Suite 200
Hollywood, FL 33021
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Providing services to Fort Lauderdale, Davie, Hollywood, Pembroke Pines, Boca Raton, Lauderhill, Cooper City, Hallandale, Aventura, Sunny Isles, Golden Beach, Miami, North Miami Beach, Palm Beach, Pompano Beach, Coral Springs, Miramar, Oakland Park, Weston, Sunrise, Margate, Deerfield Beach, Delray Beach, Broward County, Miami-Dade County, Palm Beach County, Plantation, Florida.

Articles

This page contains excerpts of published articles, for which Mr. Wrubel has either contributed or written, for the New York Times, Miami Herald, Miami Sun Sentinel, and more.

Additional information on ways to save your home from foreclosure may be found at my Legal Blog, which discusses the specific challenges facing those involved in foreclosure proceedings in Davie County, Broward County, and Ft. Lauderdale, Florida.
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Defense Questions Court's Silence on Standing in Foreclosure Cases

By SAMANTHA JOESPH
Published: March 16, 2016

The Third District Court of Appeal's one-liners aren't sitting well with some foreclosure defense attorneys who say it abuses per curiam affirmances, or PCAs, to avoid justifying rulings on lender standing.

From 2013 to the first week of March when the first large wave of appeals stemming from the housing collapse hit their dockets, the Third DCA wrote four opinions addressing lender standing, c-ompared with 76 opinions on the same subject from the Fourth DCA, according to a count by Davie attorney Michael Wrubel.

During that period, the Fourth DCA wrote 63 appellate opinions that found the lender failed to prove standing. Of them, 44 reviewed trials and 19 involved summary judgments ...

PDF of Print Edition 


'Unclean Hands' Key in Foreclosure Suit Over Inflated Premiums

By SAMANTHA JOESPH
Published: July 12, 2016

A defendant in a Palm Beach County foreclosure accused loan servicer Bank of America N.A. of having unclean hands in a case set to come before Circuit Judge Peter Blanc.

“I think there’s an excellent defense of unclean hands,” Dolman’s attorney, Davie lawyer Michael Wrubel, said.

Wrubel claimed his client held a nearly $10,900 policy from Citizens Property Insurance Corp. in 2006 about $35,000 cheaper than Balboa’s product. His court filings suggested Florida property premiums later dropped -not rose- and a similar policy from Citizens cost $5,682 in 2010...

Read on Site | PDF of Print Edition


New Law Allows Homeowners to Recoup Legal Fees in Foreclosure Cases

By JOHN ELIGON
Published: October 21, 2010

...Michael J. Wrubel, a Florida lawyer who represents homeowners, said he did not believe the new law would substantially tip the scale in favor of homeowners.

“When you take into consideration the amount of money that’s at stake in the grand scheme, it’s just not worth it to them to really be concerned about attorneys’ fees,” Mr. Wrubel said, referring to the lenders. “Every so often, they’ll get hit. The number of cases that that’s going to happen is going to be too rare for it to really make a difference.”...

Read Online at NewYorkTimes.com | PDF of Print Edition



Foreclosures: The Role of the Lenders and the Courts

By Michael J. Wrubel
Published: October 9, 2010

Our evidentiary rules represent standards that have been developed over centuries of time. It is not just the lenders who have disregarded them, but also the courts...

Read Online at NewYorkTimes.com | PDF



South Florida at center of legal inquiry into foreclosure crisis

..."I've represented murderers where I've gotten more due process than in foreclosure cases," said Davie attorney Michael Wrubel, a former criminal attorney who now specializes in foreclosure defense. "The volume is so heavy, mistakes are made."...

Read Online at Sun-Sentinel.com


Justice for the wrongly convicted

...Mr. McGee was sent to prison in 1991. The diligent work of lawyer Michael Wrubel proved him innocent, obtaining his release in 1995.

On Wednesday Mr. McGee accepted $179,000 in compensation from the state for his wrongful incarceration. Mr. McGee joins a growing list of men who have been wrongfully convicted in Florida. Among them are 23 inmates once on Death Row -- the highest number of Death Row wrongful convictions of any state. This number alone should give Florida state attorneys nightmares...

Read Online at MiamiHerald.com


Brendlin's Consequential Treasure Trove

"This language has profound impact upon the issue of whether a completed traffic stop can ever devolve into a consensual encounter without first advising the person previously subjected to unquestioned command that he or she is free to leave. A societal expectation of unquestioned command during traffic stops compels the observation that these stops inherently include unquestioned subjugation by those temporarily detained. Thus, it follows that this experience of unquestioned subjugation by a reasonable person renders the statement that this same reasonable person would feel free to leave the scene of the completed traffic stop or to terminate the personal encounter in any way other than being given advance permission to do so, to be sophistry.20" Read full article...

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